Borrow and grow with confidence

With more than 10 million app downloads, Tala ranks among the most popular loan apps in Kenya. Borrow up to KSh 50,000 with interest as low as 0.3% per day. Download the Tala app to apply in minutes. 

Cash limits to fit your life

Apply in minutes

Apply easily through the Tala app. Fill out a short application. Only your national ID is needed.

Instant approval

Get a decision instantly. Once approved, funds are sent straight to your MPESA.

Grow fast

Double your limit in just two months and quadruple your limit in six. Limits grow to meet your needs.

Features to help you grow

Our app makes it easy to pursue your financial goals, whatever they are. 

Double your
limits fast

Most customers double their loan limit in just two months. Repay on time to see your loan limit grow to KSh 50,000.

Fair rates
as low as 0.3%

Transparent and affordable, we charge low interest with every loan. There are no surprises. You’ll always know what you owe with Tala.

Share Tala
& earn money

Get KSh 500 off your next loan when you share Tala with friends. 9/10 customers choose to borrow with us again, so why not spread the love?

Free tips to help you grow

More than loans, Tala offers free financial tips to help you grow and full courses on building a business, budgeting and saving and more.

What our customers say

About Tala

Need instant loans in Kenya? Trust Tala to be there for you. With more than 10 million app downloads, Tala ranks among the most popular loan apps in Kenya. More than 445K happy customers have rated our mobile loan app 4+ stars. Our affordable loan rates and flexible repayment options have earned us the trust of millions of Kenyans. The Tala instant loan app in Kenya has helped people achieve their financial goals and build a secure future.

Our mobile loans in Kenya offer the flexibility of choosing your own due date. So, you’re in full control at all times. Tala customers get to double their loan limits as they keep repaying on time. Our money lending app offers loans up to KSh 50,000 to fit your needs. So whether you need to pay urgent bills, buy groceries or any other need – Tala is always here for you. Start your journey with Tala – download the loan app, complete the Tala loan application form online, and request a loan today!

Tala loan app highlights:

✅ Instant loan app – quick loan approval in minutes
✅ Online mobile loans up to KSh 50,000
✅ Fast cash loan disbursement – loans sent direct to MPESA
✅ Easy online loan application – Only 1 ID verification needed
✅ Pay over time – take up to 61 days to repay your loan
✅ Low rates – as low as 0.3% per day
✅ Grow fast – 2X your loan limit fast
✅ “0” paperwork – 100% paperless mobile lending app
✅ Just answer a few simple questions and submit your online loan application
✅ Loan app in Kenya without CRB check
✅ Rated one of the best loan apps in Kenya by Tuko and Nasonga

Disclosures: Tala loans are not associated with the Zenka loan app, Branch loan app, Timiza loan app, Okash loan app, KCB loan app or the Zash loan app. The Tala loan app is owned, managed and distributed by Tala Mobile.