How It Works
Download the App
Join the millions of happy Tala Kenya users! Download the app directly on Google Play.
Apply for a Loan
Sign up directly in the Tala app, and fill out your personal information to apply for your first loan.
Your Data is Secure
Rest assured that your data is private & secure. Our Tala team works around the clock so you don’t have to worry.
You’re Approved!
Once approved, congratulations! You’ve been approved for your first Tala Kenya loan!
Apply Easily
Anyone with an Android smartphone in Kenya can apply for a loan and receive an instant decision, regardless of their financial history. We provide fast, personalized loans to approved borrowers and build digital credit history.


Fast Decision
Tala provides you the fastest loan in Kenya, and has served millions of loans to millions of Kenyas over the last five years via the Tala mobile Android app. With more than 330,000 Google Play Store Reviews, it’s the #1 trusted source for loans in Kenya.
See Your Status
Track your credit with My Tala Status! You can pay in full or make partial payments any time on or before your due date. Our easy repayment schedule keeps you on track with your payments.


Easy Repayment
Repaying your loan fee is incredible easy. Use M-PESA Xpress or repay through our Paybill 851900 and the phone number you sign up with. It’s that easy!






